Yet another amazing experience today...
Was trying to do some fund transfer online through my HDFC account, and the website asked me for answers to some verification questions, which I couldn't answer correctly. It then gave me an option for phone verification, and once I selected my mobile number from the list of phones registered against my name, I got a call from the IVR system, I was asked to punch in the verification code I could see on the bank website, and once I punched the right code in, I was authorized!
It took all of 30 seconds!
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